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Insurer Ah-bin lived to his forties and never thought that he could be a saint. Just by stamping on policies and he can change people's lives. Everything starts from the loan shark, Mr. Hsi who saw the potential business from Ah- bin. As long as Mr. Hsi pays the premium, Ah-bin takes care of the insurance claims, and the insured “exchange some of their owns,” everyone are beneficial. What's better than a deal like this?